15Mb: yet another blog from Dave Birch

Last week on Twitter

• How come the floppy disk icon means "save" to people who have never seen a floppy disk (and other "old person" icons" http://t.co/UvvIjUrf #
• Yet another reason why you shouldn't have to log in or click anything to access wifi in a hotel http://t.co/QikIg8Vc #
• Only just read this super post by Cindy Merritt – regulation should disinguish the payment from the channel http://t.co/TEF0eFYr #
• Hilarious. In the Daily Wail they're "Big Brother wristbands" http://t.co/aLA0R1ie #
• What a beautiful, beautiful day to win the league. I always love the last day of the Premier League anyway, but today is special. #
• Here's a suggestion for http://t.co/kVPRx8s0 squillionaires – the world's oldest car is coming up for auction http://t.co/7QRjjT5R #
• "A domestic dispute" What a country! http://t.co/hbFosiRQ TSA scan finds a gun hidden in kids toys #
• I love capitalism http://t.co/ojR4VJgO Occupy chairs are $2,500 #
• .@bowbrick "@TimWestwood: At 9pm I get to go in with the shit that matters – ride with me" <- spoof right? Is it you? #
• It's exam time at GlaxoSmithKline High School http://t.co/IS9el7Vz #
• "Of all foods Brits miss when abroad, good British (or Danish) bacon is at the top of the list!" http://t.co/l31wTKp7 nope, it's sausages #
• Who was it who said that if it had been Lehman Sisters in charge, things would have been different? http://t.co/5IFKUm1t #
• The bookies have stopped taking bets on Greece leaving the euro http://t.co/2E3VLfex #
• Danny Baker on Radio 5 cracking me up – my 2nd favourite radio show at the moment (after Paul Jones on Radio 2) #
• Scarier than a Long Dong, if you ask me http://t.co/ZoAAiYys #
• If you're going to be in SF on May 22-24 there'll be a few CHYP chaps at the NFC Summit http://t.co/rknScg3l #
• Facebook file sharing will stop piracy, but only for pirates too stupid to use Winzip http://t.co/RE01hrVY #
• The only sensible edukashun policy I've ever heard – make ALL school private http://t.co/1hVl4ONI #
• After a few years of selective breeding, the 1% will become a genetically-distinct species http://t.co/GW3ixglq (not the 1% – the Eloi) #
• If you fancy coming along to Management World Dublin #MWD12 I've a discount code http://t.co/d4y0EPAR I'm speaking on m-wallets etc #
• Does everyone get three homes under socialism? It sounds great! http://t.co/2ETOYb19 #
• Hourly billing for lawyers should end, says top judge via @Telegraph http://t.co/p3XWndGU #
• Fun stat: France has 2.4 times as many companies with 49 employees as with 50 employees. Why? Govt, of course http://t.co/MKv514DS #
• #mastermind wow that guy was _good_ !! #
• Turn the Europa League back into a straight knockout http://t.co/agJvNMD1 #
• Wow! What a relief. The world may not end soon predicts newly found Mayan calendar via @Telegraph http://t.co/SmPBLKVl #
• "The right to be offensive needs to hold for even the most obnoxious internet trolls" http://t.co/WDvMd1No #
• For those of you who weren't at Digital Money Forum, here's the Superstitious Fund http://t.co/VWEm7Yev (this tweet is not a solicitation) #
• The superstitious fund is sure to do better than JP Morgan — will blog! http://t.co/lVRdnMaB #
• Progress, in a single figure RT @tomstandage: Crikey. The retina-ready icon for TextEdit in Mac OS 10.7.4 is 1.7Mb http://t.co/7MSrVkrD #
• RT @jonmatonis: Somaliland Telecoms:⁰ Cashless doesn’t mean broke http://t.co/CcjBsjn6 #
• New post on Tomorrow's Transactions blog: http://t.co/oF2Bphs3 mobile wallets are more secure than leather ones, but there are still risks #
• #FF last five with links I clicked on @nocashday @diane1859 @disruptivedean @williamheath @tomstandage #
• Looking forward to heading back to Monaco next month. Anyone else going to ACI Exchange? http://t.co/f50FYQdA #
• iZettle drops fixed fee http://t.co/robzkSZk #
• The #MintChip developer kit has arrived hurrah! http://t.co/rpqUIBiY #
• Love it when a package arrives with a book you forgot you ordered in it! http://t.co/8EuFWiBO #
• Hey, they just mentioned the Kenyan smart card food aid scheme on #BBCR4Today #
• E-finance & Payments Law & Policy has relaunched its website http://t.co/PQ712XQM (I'm on the editorial board) #
• Spotify has "F*** Off" by Wayne County and the Electric Chairs! This was my favourite record for a week in 1978! #
• Jolly happy with my super new O2 Money Visa card – worked splendidly in Guildford today. Will blog about just why it is so good soon. #
• RT @sjl: "Citi Ventures Payment Co. Jumio At $130M Valuation" http://t.co/R4sJLHHP <- astonishing, shows how little I know about payments #
• Your handy cut-out-n-keep M-PESA infographic [PDF] https://t.co/qKEeFRoL #
• This is brilliant! via @neilamcevoy 'Countries beginning with "M"' makes a better signle currency zone than the euro http://t.co/RbrsZGBz #
• Stickers are the future! Don't listen to me, listen to The Hof http://t.co/62iqdnWT #
• RT @diane1859: “@adelaigue: Shadow economies around the world: Model-based estimates http://t.co/jTdYCLLb” v interesting data set #
• AAARRGH! Can't remember SafeKey (3DS) password, click on "I fogot', can't remember "memorable date". Do BA take cash any more? #
• #bbcr4today how about an episode of Homeland based on LHR – some guy went through e-gate using wife's passport by mistake! #
• #bbcr4today hilarious! report on LHR – when passenger numbers are low, border staffing is high, when numbers are high, staffing is low #
• Finally saw the Homeland finale. Great telly. Now want to see the Israeli original. #
• I love posts like this. Personal, interesting, making an incisive point. Aleia Van Dyke's Bye Bye Blackberry https://t.co/B33iASHa #
• Campus – the beating heart of hi tech London http://t.co/kEyFQqJa #
• RT @leimer: Pre-paid cash <- isn't all cash pre-paid? #
• I've calculated that all of the income tax I've ever paid to the Government in my entire working life has gone to pay Abu Qatada's lawyers #
• Apparently someone didn't like the cakes. One of the girls says "f*** them, they should f*** off to another place". They sound Russian. #
• In a cafe. The girls behind me are staff on a break. They are discussing customer service, and the results of a "mystery shopper" report. #
• I agree RT @ladyxtel: Twitter Will Be More Valuable Than Facebook, Says Industry Expert http://t.co/vFL6mw6J #
• Oh no! Can't buy bus ticket with useless O2 iBrick, had to come back home to get some… Gulp… Sniff… Cash #
• Much too kind, but tx RT @jondurant: Great article from @dgwbirch Generation gap http://t.co/P7Il64ti #
• New post on our Tomorrow's Transactions blog: http://t.co/jlJAlupR mobile authentication is best for online banking (except in Dover) #
• New podcast in our Tomorrow's Transactions series: http://t.co/3QnllJgY James Davlouros, MasterCard Worldwide #
• RT @PelleB: Review of MasterCard’s mind boggling PayPass Online wallet http://t.co/x9Wp0Sp6 #
• New post on our Tomorrow's Transactions blog http://t.co/5TznJLQG — I don't want to ban cheques, but I do want to get rid of them. #
• RT @Alex_Ogle: Benedict Cumberbatch in Washington Post http://t.co/LIs55ht0 <- if I was him, I'd change my name to this immediately #
• RT @diane1859: Hear hear for @JohnKayFT! <- more competition, not more regulation, is the way to get better financial services #
• Cashless Pioneer: http://t.co/fEnAliJQ in Italy: http://t.co/LG9vrN6y via @youtube #
• Metro: Occupy nutters tearing down sycamore trees because they are foreign and "weeds". I've never seen veggie racism in action before. #
• Campus – the beating heart of hi tech London http://t.co/2zhIolri #
• If I'm already registered, then why the **** don't you just log me in? And when I try to log in, why make me register? http://t.co/R3tvvkF0 #
• Oh no! O2 Wallet and Starbucks wallet don't work because I've used up all my data! #
• First fail. Starbucks app doesn't work – I can't pay for my coffee!! Nick!!!!! #
• I'm going to do an experiment using my O2 iPhone as an unconnected brick for the rest of the month to see how it goes. #
• Bastards! Message from O2 "You have used your UK data allowance for the month" #
• I didn't realise the "occupy" people were still messing up Finsbury Square. #
• RT @tomiahonen: Tom Eslinger Saatchi "augmented reality screws with the heads of kids" <- no more than reality, I'm certain #
• No seats on train so no work getting done. Bad start to the day. #
• via @tek_fin: RT @ATDMoney: Another Day, Another Wallet http://t.co/2qUbn6Gw <- this time it's MasterCard #
• RT @Chris_Skinner: foreign nations do not understand [the queue] <- perhaps we could arrange an induction course at LHR when they arrive? #
• Oh come on Daily Wail give Zuck a break – only women call it "stalking" http://t.co/MjY0qnif #
• Iran accepts renminbi for crude oil: http://t.co/kJtmroTM #FT #
• Let me guess – password? RT @ATTPublicPolicy: AT&T Digital Life lets you monitor home and unlock doors remotely http://t.co/Q9hB635D #
• Theresa May is the sixth "most powerful woman you've never heard of" http://t.co/EnKn90An but not for long, I imagine #
• We all know that Thailand has the highest number of sex-change operations in the world. But which country is second? http://t.co/IdBlFGqY #
• Listening to "Hardcore History" – Caesar on the Anglo-Saxons – stirring stuff! He says they're that hard, they don't wear shirts in winter #
• RT @TechCrunch: MasterCard: Kenya And [others] Most Ready To Adopt Mobile Payments http://t.co/GRhmeoWf Kenya is "ready to adopt" ??? #
• Warning: NSFH (not suitable for human beings) -> Does baby powder have real babies in it? AAAARRRGH! YES! http://t.co/pPl4akGz #
• Only a rumour, awaits confirmation, but exciting. A friend tells me that they have spotted a UK car park machine that accepts contactless #
• #starttheweek there were jobs for people who could see UV (because of cornea removal) – spotting Nazi night bombers in WWII #
• Listening to #starttheweek the digital future with #AndrewMarr @anabjain, @charlesarthur, @Harkaway & @simonings via @bbcradio4 #
• Sorry, just be clear, I meant heavy metal like Deep Purple, not heavy metals like cadmium #
• seems to be strong relationship between heavy metal and cashlessness, clearly both are signs of sophisticated nations http://t.co/Mnaklz2y #
• Loving the world heavy metal map from Strange Maps http://t.co/Mnaklz2y #
• France's Gordon Brown RT @iainmartin1: Hollande says will make everyone equal. Why has no-one thought of this? What could possibly go wrong? #
• Hope I die before I get old, part 97. Olympics 2012 guys are hip and down with the kids. They've invited Keith Moon http://t.co/qk44TCdT #
• I went to google Francois Hollande – second autocomplete suggestion was "Francois Hollande juif". Just saying. #
• Did you have your phone with you? According to BBC, clubs use Facebook ID RT @tnhh: Carded at Morrisons. Didn't have any ID. Beer disaster! #
• Get yer YaYa's out!!!!!!!!!!!!!! #
• How exactly are Virgin and Vodafone supposed to stop this, for example http://t.co/0X3GqkTF we need to get tough on morons not the matrix #
• How did that not go in!!!!!!!!! #
• Really need City to score right now while they're on top – come on Tev #
• When we were kids, we didn't have the Internet. We used to play with toys and make models via @doctorow scale models http://t.co/bJDjGe54 #

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Last week on Twitter

• My article for "Financial World" on the conclusions from the CSFI Fellowship on "Identity and Financial Services" http://t.co/ly5lZV2b #
• Ed Balls father campaigned against grammar schools but sent Ed to private school. How New Labour can you get? #bbcsp #
• Need a couple of playtesters for the "Privacy" card game in Guildford pub 6pm-8pm on Monday 14th May. Free drinks! Interested? E-mail me #
• Nice phrase RT @derekrootboy: Nigel Farage supports the 'striving classes'? #bbcsp #
• The 1% are indeed another country – they may as well have their own passports. Go Heathrow! http://t.co/DDivho0g #
• Wait a minute – news at last. The people on the sofa can pay £1,800 to avoid the queues at Heathrow. Sensible policies for a better Britain. #
• This is completely boring. I've watched for ten minutes so far and haven't learned a thing. #
• A wide variety of people on the sofa this morning: Charterhouse/Oxford, Westminister/Cambridge, Loretto/Cambrige and Kent College/London #
• Right: I'm going to sit down and watch Andrew Marr so that I am absolutely up to speed on current affairs and the state of our great Britain #
• I just lent somebody in Enfield a tenner towards a car. #Zopa is definitely more fun than my e-savings account (current interest rate 0.1%) #
• Media sexism. imagine how this would have been reported had the dentist been male http://t.co/APPLeHVd (not what you thought, right?) #
• 'hubris from an industry that thinks only its own products count as "entertainment"' http://t.co/y9x03px0 #
• Love it! Daily Mail-o-matic http://t.co/VJ0RtXix #
• "The BBC was really liberal. Once you were in all laws were forgotten. I had a wonderful time" http://t.co/xaGF1e2Z I want to be the next DG #
• Thanks goodness for the NHS. Before the NHS, children died from treatable illnesses like chicken pox http://t.co/dT5yjVBj #
• Another triumph for edukashun policy! A record 21% of children are now special needs. Well done everybody! http://t.co/5sqFVySq #
• Moon is going to exert 42% more tidal force tonight http://t.co/k5uX1cnb EVERYBODY PANIC #
• http://t.co/RDAFcRbD [URL corrected] #
• If I was rich, I'd bid on this, not "The Scream" http://t.co/HGssWNLF #
• Not that stealthy, obviously http://t.co/HGssWNLF #
• No, we're the land of the free http://t.co/NdLImfb6 #
• According to official Iranian News Agency, they are about unleash hell. No, wait… I meant unleash JarJar http://t.co/mYgMb9G5 #
• BBC Radio 4 "You and Yours" on, amongst other things, digital wallets http://t.co/oquDwHhK #
• "anything that doesn’t conform with what “Twitter thinks”. So we self-censor. Bow to the tyranny of the majority." http://t.co/76kDPzsA #
• RT @jofstar: @dgwbirch books done well, sales are mainly driven by the weekly podcast <- links? #
• Guy on Telly "what do these results tell us about the voters in London" Analyst on Telly "that they don't understand the voting system" #
• Bastards! "you have used 80% of your UK data allowance until 20th May" — MNO is teaching me to avoid their services #
• RT @neilamcevoy: Tilting at windmills: http://t.co/YUAR5rFr #
• Another long day. I'm genuinely over the moon that it's a three day weekend coming up. #
• Off to the Beeb for "You and Yours" #
• RT @iainh1: RT @jamiedsmith @IdentityWoman mini #IIW London in June while you're over for the #VRM good idea <- we would help to support #
• RT @TechCrunch: Cooking The Books: Yahoo CEO Scott Thompson's CS Degree "Error" Should Cost Him The Job http://t.co/NPZGsFbl by @eldon #
• #FF five from #payments2012 @ruskin147 @SJCollinsCom @PaymentsCouncil @cecilialiao @nfc_claire #
• Me chairing at the Oxford Union http://t.co/E6v1KwO9 #
• Why has SWIFT become so SLOW? http://t.co/U7SvMurK via @Finextra #
• RT @tomiahonen: This is Korea-cool ! RT @PekkaPuhakka
  Shadow-Activated QR Code Actually Useful and Cool | Adweek http://t.co/HZVw7vxJ #
• "The main problem with monetary policy is that there is such a thing as monetary policy" http://t.co/MxM9HwhJ #
• New post on our Tomorrow's Transactions blog: http://t.co/YNWSquLp should US be last to implement EMV or first to implement son-of-EMV? #
• Hurrah! New O2 Money card has arrived – will try it out tommorrow #
• Thanks to everyone at Payments Council and Intellect for excellent #payments2012 – full house, great networking, nice lunch, free drinks #
• RT @sevendotzero: next Governor? <- it's not true, I've been starting different rumours as an experiment to see which will propagate #
• RT @alistairgates: @dgwbirch well there was no one in the queue at the waterloo kiosk; <- a triumph for contactless #
• #payments2012 350 vending machines in Olympic park and 88 vending machines in Westfield Stratford and White City going contactlesss #
• #payments2012 I've already been in one of the contactless cabs. Bugger charged me additional 12% for using contactless card. #
• RT @alistairgates: @dgwbirch yup used whsmith contactless terminal yesterday for £1 chewing gum; very useful — hurrah! Was the Q smaller? #
• #payments2012 migration of all contactless terminals to VCPS 2.1.1 will be complete by end 2013 (which means phones can be 1 or 2 tap) #
• #payments2012 Mark Austin from VIsa says that WH Smith 127 busiest sites have gone contactless – hurrah! Will check out Waterloo on way home #
• I bet the first tweet gets retweeted and the second one doesn't… #
• What I overhead was a guy who works for the Bank of England saying he'd once written a story about Dominic Strauss-Kahn in a previous job. #
• Interesting rumour. Just overhead something about Dominic Strauss-Kahn and the Bank of England. #
• #payments2012 RIM say they were 80% of nfc handsetd sold in uk last quarter #
• Galazy S3 is quad-core 4G with NFC right? #
• What's the new phone launch tonight that Rory referred to? Galaxy S3? #
• #payments2012 Claire is surely right – whatever Apple do about NFC or mobile wallets, it won't involve the operators #
• Why no consumer groups or economists or educated people allowed in when Cliff Richard's sinister minions come to tea?? http://t.co/xqP9thYK #
• RT @pymnts: #Debit Data Reaction: Are #Consumers Benefitting from #Interchange Caps? http://t.co/v3LJ1CkR (Hint: No.) #
• #payments2012 she says O2 Wallet has four zones: offers, purchases (replace cash and cheques), sharing (including P2P) and exploring #
• #payments2012 Claire Maslen up now, talking about O2 Money #
• #payments2012 here's the website http://t.co/PElJpE1f #
• #payments2012 note: biometrics were _very_ acceptable to the target group #
• #payments2012 if there are any VCs in the crowd – think of a cross between O2 Money and Holvi #
• #payments2012 the guy is straight out asking for a specialist non-bank payment institution to provide "bank like" services for the elderly #
• #payments2012 delegation for bill paying too #
• #payments2012 the "Guardian Angel" card – brilliant – but why not make it a prepaid card driven through mobile or TV interface? #
• #payments2012 the transferability / delegation is a serious problem, but it's an identity problem not a payments problem #
• #payments2012 No! This is so wrong! Kids don't like getting cheques from grandparents because they have to go to the bank pay them in! #
• #payments2012 turns out what the eightysomethings really wanted was the "experience" of writing a cheque #
• #payments2012 this electronic cheque systems sounds mental #
• #payments2012 cool eightsomething co-designs – "PIN thimble" to remind you of your PIN anf the electronic cheque (looks like psychic paper) #
• #payments2012 eightysomethings (who have all the money and are the only people who vote) want materiality, control, locality and delegation #
• #payments2012 financial biographies of "eighty somethings" – the people want us all to pay for cheques so that they can pay their gardeners #
• That's fun – looks like I'm doing 'You and Yours' tomorrow! #
• #payments2012 a country in Africa, Jason says, wants to set up a mobile payments network using BitCoin. How cool. M-COIN? B-PESA? #
• #payments2012 Nice question from @ruskin147 "is this the PirateBay of the financial world"? #
• #payments2012 this will make Ron so happy! A BitCoin ATM! #
• RT @ruskin147: Many Bitcoin users despise the banking system <- so do most non-Bitcoin users #
• #payments2012 last week there was a $20m transfer from somewhere in Africa to somewhere in Russia #
• #payments2012 wallet security "not much of a concern" now – moving to cloud I guess #
• #payments2012 "no chargebacks" is why I _wouldn't_ use BitCoin, it's not a selling point to consumers #
• I'll give it a go later on RT @anna_debenham: Emailed my bank saying I find their website difficult to use… gave me £60 http://t.co/26hvEvUu #
• #payments2012 Jason says that as of this morning, BitCoin economy is about $28m #
• #payments2012 who is Satoshi? Hedge fund trader, Chinese government hacker or Mossad? #
• #payments2012 now it's BitCoin – Jason Chia up now #
• RT @liammax: Get the quality of the digital government experience so high <- Last week DVLA sent my son a cheque! On paper! In the post! #
• Ouch! RT @almostjohnvines: #payments2012 vocalink looks nice – but what if i have no phone signal? Like in this conference room? #
• #payments2012 Adam says the one place in London mobile payments won't work is the Vocalink office as he can't get a signal there!! #
• #payment2012 Vocalink survey results are, essentially, that customers like mobile payments #
• #payments2012 VocaLink showing a video of something a bit like PingIt #
• #payments2012 VocaLink up now talking about mobile. They've done a survey of 10,000 people in 5 countries #
• Apologies to everyone for the web site problems at our end. We're looking into it right now. #
• Cameron was texting Brooks twelve times a day? Pass the popcorn http://t.co/TTctlDyQ #
• #payments2012 Accenture up now talking about bank failure, compliance and some other stuff #
• #payments2012 choice is all very well, but why should I pay higher bank charges because someone else wants to use cash, cheques #
• #payments2012 yes but I want the choice NOT to go to an ATM – I had to pay $5 to get cash in the US last week because #
• #payments2012 disagree with Ron – he says getting rid of cash bad because 12% of UK economy is "black" whereas I think tax evasion is wrong #
• Why Apple should be able to patent something as obvious as NFC file transfer is beyond me, but apparently that have http://t.co/OL8tQFhW #
• I'm plunged into depression knowing that I will never graduate beyond Gold http://t.co/mERmZVDq remember the epsiode of Frasier? #
• #payments2012 Ron's rocking it with "hopeless innovations"… I called it! He finsihed with contactless cards #
• First thought – wow, I'm one of 3,000! Second thought – wait, there's a "Premier" card? What's that? http://t.co/AZVIQDA0 #
• #payments2012 Ron making some strong points about just how poor most people in most of the world actually are #
• But actually, I imagine that 93% of all of the movies watched _anywhere_ are porn #
• Stat of the day via Ron – Marriott say that 93% of all movies viewed in hotel rooms are porn #
• #payments2012 brilliant stuff from Ron and he hasn't even started the talk yet! #
• #payments2012 not sure whether this talk about "Big Data" and putting all my banking data into the cloud is exciting or scary #
• #payments2012 Logica up taking about account switching – personally I think uk is going wrong way on this #
• “@rayleee: @dgwbirch used to work with Claire when she ran a VC… Nice person” <- and very smart – going to try to do a podcast with her #
• #payments2012 outstanding from Claire Spottiswoode on what the strategic role of PC should be and "conflicts of interests" (she means banks) #
• #payments2012 Clare Spottiswoode, new independent director at Payment Council talking about her view of PCs role in strategic oversight #
• “@tomiahonen: RT @chetansharma 40% of Kenya’s GDP comes from mobile money http://t.co/luhWShwm” <- no way #
• “@griffaw: @dgwbirch Amino?” <- that's the chaps, thanks. How come I couldn't find them by googling "Cambridge iptv linux"? #
• “@vectafrank: #payments2012 auth/id assurance needs to extend beyond payments – eg to voting” <- agree, vote at ATMs not closed schools #
• Is there wifi here guys? What network should we connect to? #payments2012 #
• Remember #PAYMENTS2012 is US (NACHA) and #payments2012 is UK (Payments Council / Intellect) #
• #payments2012 future collaborative projects on ID and authentication, charity giving at ATMs and online retail payments (ie UK iDeal) #
• Adrian Kammelard, Chief Exec, Payments Council up first at UK #payments2012 #
• I remember bumping into some chaps from Cambridge who were building a Linux set top box but I can't think of their name. Anyone? #
• Nowhere to sit on train again. Do these people have any idea how busy I am? Seats should be for people who need to work. #
• “@StuartFiske: RT @ruskin147 world where your mobile/social network is your ID? Only if you're a pretty blonde… http://t.co/XnvdrgWI” #
• “@disruptivedean: another great argument against NFC phones RT@regvulture: Why embossed credit cards are here to stay http://t.co/3oJ5XtJu” #
• Long queue to buy tickets at Woking this morning. Some kind of Olympics rehearsal? #
• Heading off to Payments Council / Intellect annual conference http://t.co/OeQdCshI see you there Rory #
• Love the traditional Bank Holiday weather forecast on TV just now – a balmy -9 with snow. #
• "an even higher level of opposition exists to systems that track consumers’ movements through their mobile phones" http://t.co/qZ1Mtbyv #
• "Americans overwhelmingly oppose the revelation of contact information to merchants when making purchases with mobile payment systems" #
• Stickers are the future, really, aren't they http://t.co/gC8XV1Iz #
• If they can block the PirateBay, why can't they block Samantha Brick? http://t.co/1OQBbNQo #
• Video of my panel at #futureofmoney http://t.co/vTVgClOh — me using industrial revolution analogy again #
• “@tomstandage: At the Science Museum. Stephen Hawking is watching a steam engine" really sorry to be missing this #
• Very funny listening to the guy next to me arguing with his co-worker Dave via mobile: Dave, wait, no, hold on, let me just say, no, come on #
• RT @EdConwaySky: Belgium escapes recession, growing 0.3% in Q1. Crisis, what eurocrisis?! <- they have an advantage, they have no government #
• Hot news! iPhone 5 may / may not (* delete where applicable) have NFC http://t.co/NUtSZXGx #
• RT @klillington: 59% of apps don't generate enough revenue to cover development: http://t.co/wz53C4OF <- just like music, books, films #
• About to host a webinar, which makes me feel very modern. #
• Insert coins only = no sale at Woking station http://t.co/RJYHacRS #
• “@petervan: Netscape Founder: We Should Have Built Payments in the Browser http://t.co/WuWPJVwr disagree, should be at OS/protocol” #
• Payments systems are expensive and imperfect policemen http://t.co/fbjf539D #
• ONE-IN-FOUR Brits watches more telly 'on demand' – iPlayer, LoveFilm and Netflix – than via traditional schedules http://t.co/lFNS4mSf #
• Cool! RT @MasterCardNews: video interview and discussion with @DavidWolman about the #EndofCash here: http://t.co/jAYqMtP4 #CashlessConvo #
• Apple to MNOs: drop dead http://t.co/wgNg4hvC #
• A pleasure to meet @HerveHumbert #
• We were born to go / we're never turning back / we were born to go / to leave a burning track #
• The drinks are on Consult Hyperion at the Payments Council's "Driving Change in Payments 2012" conference on Thursday http://t.co/atOb8k1p #
• Oh dear. The free Canary Wharf newspapers has a truly heartbreaking headline: "Legal firms hit by fresh downturn". #
• “@jmlw1: Liz Oakes: does the UK cheque clearing need to continue #Payments2012
  

Last week on Twitter

• “@Loopy_Luli: … So what's your take on the 2 page spread in the paper today on how unsafe contactless cards are??” <- which paper? #
• If Roman ditches Di Matteo, surely half a dozen clubs will come in for him? Spurs, if 'Arry goes to England? #
• OK new poll. Is NFC a) Betamax b) Quadrophonic or c) Bluetooth? ie profitable niche, dead in the water or ubiquitous?? #
• Wow! Gezza has now scored in eleven consecutive league games http://t.co/Nas1ZjU7 let's hope he continues in the Conference #
• Championes http://t.co/l1SaVAUF up the Robins, up the Cards, now up to the Blues tomorrow #
• Karen's got a fun discussion going on over at PYMNTS – is NFC Betamax? http://t.co/rjiuqndY #
• More people use Disney Dollars than the Icelandic Krona, so is it time to abandon it? http://t.co/oWteW7SR (Answer: No!) #
• Hannes says tax cash http://t.co/yfJc1nLA #
• Help twitterverse – what does "Sumaho" mean in Japanese? Trying to understand a machine translation of a story about mobile payments! #
• All the convenience of shopping online with the added bonus that you have to go to the store http://t.co/wWkduq7j #
• Wrinkly rampage continues http://t.co/7HXuk6MP as the age riots drae ever closer #
• many thanks and likewise “@rossbreadmore: @dgwbirch good to meet you properly yesterday. Really enjoyed your talk.” #
• Much too kind, tx RT @natalie_l_lloyd: My favourite talk of #TEDxSussexUni on identity and how Dr.Who has the answers! http://t.co/2GsUjxc1 #
• Ouch! Alex Salmond says on BBC that Sky provides far more jobs in Scotland than BBC does #
• RT @Paymentscouncil: Dave Birch, Director @chyppings to speak at #Payments2012 on 3 May – http://t.co/YuKo5oGh #
• #FF five from #futureofmoney @mettler @billclerico @heathervescent @zisk @leimer #
• #tedxsussexuni she's talking about American vs British politeness systems! #
• #tedxsussexuni as the saying goes, I'd rather be told to have a nice day by someone who doesn't mean it than to fuck off by someone who does #
• thanks (found a corner where I can get weak O2 signal) “@lynneguist: @dgwbirch you seem to have got round the problem. Enjoyed your talk'” #
• #TEDxSussexUni super stuff from Petet Barden – make your own graduate opportunities programme #
• loving “Peter Barden : "check-out Interns Anonymous" @TEDxSussexUni #TEDxSussexUni
  

Last week on Twitter

• Woking champions (Sole has now scored in 10 consecutive league games) and Swindon promoted – what a great Saturday. Come on Everton! #
• “@WokingBooks: Big Book Quiz will be held between 7pm on Monday 23rd April in the Peacocks centre.” would love to come but will be in SF #
• I'd love to know what the conversation is about. German guy is on mobile, I don't understand a word except "bitte" and "Danny De Vito" #
• Left my credit card in the taxi. Never mind, I can't just download a new one… Oh, no, wait, I can't. It's just a dream, but one day… #
• Joan Bakewell's milita — a.k.a. the Treasury Select Committee — say old people should be compensated because of Q.E! http://t.co/TFkD5Dn8 #
• Son receives official communication from government agency. Asks me "is this a bill for something"? Me: "No, it's a cheque". Will blog. #
• Twitter is "over capacity"??? What's going on? Global thermonuclear war or something to with Simon Cowell? #
• UK passport q at t5 gigantic – must be practising for the Olypmics #
• “@sjl: EMV seems so 20th century" and payment cards so 19th century. Time to start from scratch? Yes! The mantra: Identity is the new money #
• Me too. No doubt about it. “@jackschofield: William Shatner Treats One Millionth Twitter Follower To A Personal Dinner http://t.co/IVguYOBd” #
• “@sarahgreasley: @dgwbirch no just stalking you, on the 8:25 flight” you mean the 9:15 at least flight! #
• I could be sitting in the lounge with a drink and feet up using Alitalia's wifi instead of sitting here being ****** by O2's roaming charges #
• Oh FFS. They trick you into getting on the plane _then_ tell you there's a 40 air traffic control delay with nothing to eat or drink. #
• +0.5 it does annoy middle class too RT @PelleB: FinCEN's security theater doesn't affect the middle class only the poor http://t.co/acNMf0Su #
• BA tell me "Unfortunately our systems are not responding". I hope that's not true on board. #
• Note to the loud woman around the corner. No idea for improving invoice reconciliation can be described as exciting, NO MATTER WHAT IT IS #
• Pirating Al Italia wifi makes tweeting more exciting. It's like I've gone rogue. #
• Daily Mail: MPs say that a third of all internet searches are for porn. Is that just in Parliament or in general? #
• Quick question – does anyone know if you lose money on stupid loans to people who can't pay them back, can you write them off against tax? #
• RT @sjl: "A few organizations have been pushing NFC heavily for years" http://t.co/XFPvvazD <- not the handset makers or mobile operators #
• I feel like a risk taker, I'm right on the edge (of the BA Lounge, so I can use the Al Italia wifi) #
• Italian wifi is rubbish. BA Lounge Rome won't connect MacBook or iPhone, just like at the hotel. #
• #EPCA Fidor brilliant – web 2.0 "it's not about selling a mediocre bank product on Facebook" #
• Still confused about why horse racing is "betting" but equities is "trading" and Wmbledon tickets is "touting" #
• #EPCA Fidor yes! yes! _EVERYTHING_ can be a currency #
• #EPCA fantastic presentation from Fidor bank – P2P equity trading – if you lose the bet, it's tax deductible Zopa cc @zopagiles #
• #EPCA Fidor – great idea – send money to twitter name (just like PingIt let's you send money to a mobile phone number) #
• #EPCA love it – more likes Fidor gets on Facebook, the daily interest rate for savers goes up! (Like Zopa, they value their community) #
• excellent RT @disruptivedean: Tube workers threatening strike to disrupt my workshops. Go OTT & use bus/taxi instead http://t.co/5Z49R642 #
• #EPCA the web 2.0 role for banks – trust services not financial services? #
• RT @finhstamsterdam: a mess ever since the commission allowed mobile operators a sort of exemption to avoid financial regulation.. #
• .@futureidentity clearly it isn't really Google but a fraudster – step away from the keyboard and call the police http://t.co/toSdvHjg #
• #EPCA love the slide – what happens in 60 seconds on the Internet – excellent #
• RT @douwelycklama: Krysztof Korus #EPCA can't explain difference between account based payments and 'e-money' – rework needed by regulator #
• The tragic trajectory of my life – EU payment regulation. I want to be outside in the sun http://t.co/B2aewc5L #
• #EPCA this is complicated – but his point about distinction between ELMI and PI does have strategic impact for some of our clients #
• EU contribution is £666 for each household in the UK – coincidence? http://t.co/aZotLeUn #
• .@tek_fin: both French propositions are READ only for now <- oh well, still a step in the right direction, gets away from screen scraping #
• #EPCA OK, OK, let me rephrase… name one that allow you to execute transactions not just find ATM locations and account balance #
• #EPCA Wow! The API lets you look up the location of bank branches. It's a new dawn! #
• .@EdyBruinooge I'm happy with that – I use creative commons license – you can't monetize obscurity, as the old saying goes #
• “@douwelycklama: @alistairgartner European banks looking to open APIs for service innovation #EPCA
  

Last week on Twitter

• Why has the cost of cocaine fallen by 90% over the last decade? http://t.co/7pk63yxY (How much has the "War on (some) Drugs" cost so far?) #
• We fnord want the 414 Truth now: who were the sinister puppeteers behind the Jesuits who sank the Olympic, thinking it was the Titanic? #
• Without a shadow of doubt, best M-PESA crime story of the day via @brettking http://t.co/O9Pv95Z8m another reason for waterproof NFC phones #
• LOL! RT @SJCollinsCom: Can somebody please photoshop a 'Where's Wally' (Waldo) into this? Pretty please. http://t.co/X8GAWRv5 #
• You've got to admit Simon's done pretty well for himself, considering his father was only a Director at Britain's biggest record company #
• I want to pitch my idea for a new TV show: it's a cross between "Britain's Got Karaoke" and "Battle Royale". #
• …so why are there Hungarians on "Britain Demonstrably Doesn't Have Talent" on ITV? #
• TV stimulates a fascinating debate in our house: immigration, culture, Brown's "British jobs for British workers", East European work ethic #
• Surrey has a new High Sheriff. I'd love that job. I think the Sheriff still has the power to declare war on Kent. #
• Great news. There's going to be a gypsy camp in Chobham. That should bring house prices down to more affordable levels. #
• Let's have a look at the local News and Mail. See how Woking is getting on. #
• White Punks on Dope / Chinese Rocks / No Fun – Waitrose playlist #
• Hat trick. Amazing. Argentina 5 – 1 Norwich. #
• “@socialtechno: @dgwbirch The Jesuits sank the Titanic in order to establish the Federal Reserve ” that's what they want you to think #
• Violence is never the answer… http://t.co/9PcbApiH #
• “@gapingvoid @charlesarthur If the Titanic sank today, there'd be a 414 Truth movement to prove it was an inside job.” <- on it #
• They don't write lyrics like these anymore: Gary don't need his eyes to see / Gary and his eyes have parted company #
• Ah. Saturday. Getting ready for City vs Norwich on Sky by cleaning the kitchen listening to music from Uni. Cherry Bomb, Gary Gilmore's Eyes #
• Now it's "Dogs Against Romney" too. They guy hasn't got a prayer http://t.co/HSEzirUB #
• RT @frogtwitt: Secrets of the Most Productive People I Know http://t.co/ldQNRtha <- they're not on Twitter? #
• Another one for the Secret Service? RT @bitcoinmoney: "It's not a Wal-Mart problem" http://t.co/YgcWdpMU #
• http://t.co/ZF5Akk0V why on Earth are the Secret Service involved in this? #
• Housing benefit does indeed lead to destructive welfare dependency – for middle-class landlords http://t.co/LoGqV0gP #
• 4 or 3.5? RT @rayleee: Dear god.. please help me!! House being filled by teen-age boys about to play D&D for next 9 hours #
• Livescribe of James Davlouros, VP, Mobile Business Development, Europe, MasterCard Worldwide at #wima_NFC Monaco http://t.co/GrFeFK5z #
• Banking on disruption http://t.co/g5WI8XF9 #
• New post on the Tomorrow's Transactions blog: http://t.co/NkErfqvI not sure if I want disruptive innovation in banking, but I do in payments #
• Livescribe of Gerhard Romen, Mobey Forum at #wima_NFC in Monaco yesterday http://t.co/rOkFQibH #
• Didn't Baronet Osborne say we're "open for business" RT @doctorow: We're being advised that it can take 5 hours for non-EU at #Heathrow 5 #
• Welcome to Britain RT @doctorow: Heathrow T5 customs queue http://t.co/ZnGzTOv2 http://t.co/px3QkzEi #
• A triumph for Socialist technology! North Korean ICBM test results in chaos in Southern England http://t.co/FFlFQjb8 #
• A paranoid person shows me their privacy-enhanced Barclaycard. http://t.co/4gXeL3Bf #
• RT @SJCollinsCom: Apparently Client X has 'more money than sense' <- you couldn't get their phone number could you? #
• Spread the word! RT @steverothwell: Couldn't agree more. "Identity is the new money!! See you in Rome next week http://t.co/hB2XOFjy&quot; #
• #FF last five I started following @JPeterHall @webisteme @geoffwhite247 @maijapalmer @chypsam #
• Identity is the new money!! See you in Rome next week http://t.co/hB2XOFjy #
• Livescribe from yesterday. Scott Allan from NXP at #wima_NFC Monaco 2012 http://t.co/aljtEJDF "What is a smart wallet?" #
• I'm in the Why2K club! I finally got 2000 followers (despite being the only person on Twutter who would carry on tweeting with no followers) #
• A livescribe from this morning: Thierry Koeberle, Director Marketing & Development at Gemalto at #wima_NFC Monaco 2012 http://t.co/gORIq5vH #
• $149 SmartWatch worth buying just for the "where's my phone" feature http://t.co/fHZxnLSj #
• A livescribe from this morning: Thierry Koeberle, Director Marketing & Development at Gemalto at WIMA NFC Monaco 2012 http://t.co/gORIq5vH #
• RT @tek_fin: Ouch RT @noyesclt: Bezos and Schmidt put money into Beamit with ex-head of mobile Barclays Kenya http://t.co/ohLGaSgv #
• What is the point? Guy who made £2.5m dumping tyres is fined £122. #
• “@rboyle31 I think MintChip is for people who can't quite figure out how #bitcoin works" then you don't understand either of them #
• Hey, Nice Airport "Business" lounge, what's the point of offering wifi if it's s**t? Why turn it on at all? Still "waiting for controller" #
• Hurrah for Sam and Glor http://t.co/pJRkJStK #
• #wima_NFC well I've seen at least one of the startup pitches that our clients should invest in #
• Aargh! Why did you post this! I have work to do RT @charlesarthur: Texts from Hillary http://t.co/08dGihTk #
• #wima_NFC I've been looking forward to this presentation: "Love is Touch" #
• #wima_NFC "EMV in the cloud" talk by Chandra illustrates some of the points raised this morning – time for new perspectives #
• Interesting stuff from YesPay. Forget about SE, put the Visa/MC credentials in HSM and access remotely (using username/password) #
• #wima_NFC no NFC isn't the same as QR code at all – and not just because it's easier and (potentially) more secure #
• So, so cool RT @tomstandage: calculator powered by electro-chemical arbitrage between American and Chinese currency http://t.co/eZBtBmu5 #
• NFC is a nightmare? http://t.co/TY6Ck6s0 #
• #wima_nfc due to my excellent timekeeping we're already half an hour behind #
• #wima_nfc MasterCard presentation is proprietary and confidential so unfortunately I can't tell you about it #
• #wima_nfc about to start my session in the business track – tweet me any questions for the speakers #
• Note to Le Meridien – you are not a business hotel. A business hotel has free wifi, everywhere. #
• I wonder if they have maps of the homes of tax avoiders here, like they do for film stars in Hollywood. #
• No! Roger Bootle on #skynews don't bother printing new notes at all – make the new drachma and e-currency #
• They're the next LastMinute! No, wait… that'll be Facebook RT @yanroux: Groupon shares now at 50% off from the first day of trading $GRPN #
• RT @luddites200: that isn't true actually <- it sounded as unreliable as all the other statistics your hear on the Today programme! #
• This looks like an interesting conference in London on 3rd May. "Driving Change in Payments" http://t.co/g5Osxa1m #
• "get lost, you can stay thirsty" in six different languages http://t.co/0PwWlHD8 #
• Interesting article in Prospect confirms what we all knew anyway – IQs in Britain have been falling. Stupidity has reduced GDP by 0.3% #
• Digital Money RSS is kept for legacy. Subscribe to blog directly at http://t.co/2vxVrS1c RT @liamlowe: grrrr, why always this interim page #
• Seriously, conference organisers should ust link me directly to the "Forgot Password?" page. #
• Much too kind, but tx RT @vijaynarayananp: Contactless and fries. Wondeful post from @dgwbirch http://t.co/6ckYAVe8 #in #
• Contactless with fries http://t.co/c4J0edSB #
• New post on our Tomorrow's Transactions blog: http://t.co/7l8uGSbe McDonalds have been using contactless for a year now #
• RT @bowbrick: Sending John Humphrys to Liberia to present @BBCR4Today is genius <- cheaper than Salford and with better food, presumably #
• BBC R4 amazing if true – the government sent more troops to fight the Luddites than to fight Napoleon at Waterloo #
• What a long day. Night night. #
• the medium is, indeed, the message “@aden_76: RT @antimega: http://t.co/rLTiWZpP < Dinousaurs on cash, @dgwbirch will be pleased.” #
• My advice to Baronet Osborne? Land use tax – stop taxing income and start taxing wealth http://t.co/mOimBy8I #
• “@TitanicRealTime: J.P. Morgan has cancelled his place on the ship and decided not to sail.” — what did he know? 414 Truth Now!! #
• “@appletweets: Major U.S. Carriers Agree to Develop Centralized Database to Track Stolen Mobile Phones" http://t.co/ptOqGqQY” #
• I'm lecturing at the University of West London tonight. Talking about exploiting NFC in the mass market (but not for payments) #
• “@sjl: “… never going to use cash again…" http://t.co/CR9bByyd” — nor am I, but that doesn't stop me from trying to get rid of it #
• I just tested an ice cube against my (steel) car – not a scratch. Who really believes the official story? 414 Truth now! #
• Why was Captain Smith transferred from The Olympic to the The Titanic? No explanation has ever been given. Time for the 414 Truth. #
• We demand the 414 Truth! What was on the Titanic that US government didn't want to reach New York? #
• Ask youself – could an iceberg _really_ have done that kind of damage? Of course not – it was a controlled explosion. #
• I'm officially launching my 414 campaign. We know the Titanic was sunk by the US government and then covered up. We demand the 414 truth! #
• See you all at WIMA NFC in Monaco tomorrow http://t.co/FauII0lC #
• Book Corner – The Story of M-PESA http://t.co/nPv3cZNH #
• New post on our Tomorrow's Transactions blog: http://t.co/jtHAIobJ the story of M-PESA #
• How am I supposed to log on to PayPal when the secret code is so secret that I can't even read it? http://t.co/nOunLI32 #
• Why is this funny? It just is. Trenton! Trenton! http://t.co/EPTV7iBD #
• Are RMTs a form of gambling? RT @jonmatonis: Diablo 3 Auction House Causing Problems In Korea By Supporting RMT http://t.co/mcfjEtUY #
• Yes! Jezza! Brilliant finish! 2-1 to Woking #
• 1-1 but the Cards are on top #
• How much would you sell your work passwords for? http://t.co/b4pPRpdA #
• We're off to see the mighty Cards seal promotion this afternoon http://t.co/dnqPq7uH (assuming Woking win and Dartford lose at Bromley) #
• RT @tobystevens: A Neolithic weekend in the woods with the boy… http://t.co/E7lUTJ9s — so there are UK preppers now?!? #
• Pop is no longer about rebellion: 60% of chart acts went to private school (20 years ago it was 1%) http://t.co/UfgmmC9r #
• AAAAAAARRRRGGGHHHHHHH!!!!!! #
• What is going on??? Milner looks like a donkey, Nasri hasn't touched ball, Aguero has lost it every time, Baltotell is about to get sent off #
• Noted Lady Gaga impersonator "Madonna" appears to have a new tattoo http://t.co/mbavQKPV #
• Ludicrous. That was QPR corner. The officials at Old Trafford are bringing the game into disrepute and should be charged. #
• "Astrologers Predict 1929 Will Be Year of Prosperity" http://t.co/Na14K6kW #
• Unfortunately, in the UK you can be sent to jail for what you say on Twitter, so I can't comment on the linesman at Old Trafford. #
• Well, the replay is crystal clear. Ashley Young was offside. When is anyone ever going to get a fair decision at Old Trafford? #

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Last week on Twitter

• “@jonmatonis: Somalia’s mighty shilling http://t.co/0593UPJt” currency is strong because they can't print any more of them! #
• Did Alexi Sayle's scouse abuse http://t.co/paJIPHx2 give the President of Malawi a heart attack? http://t.co/r4jTCGnz #
• For Cliff's sake! Can't Virgin Media simply block these intellectual property pyrates http://t.co/bOtVDyr6 #
• Useful data point from Steve RT @steverothwell: 55% of retail fraud by value is refund fraud. 7% is card fraud. #
• Well, yes, there is a problem. If you get rid of cash, what about tips? http://t.co/jxfDelvn #
• Well, that's my birthday present sorted http://t.co/hK0OmuKA #
• "Not to over-analyze it, but there is something sad about Detroit getting a RoboCop statue." http://t.co/Fvpzhnmw #
• Bought a coffee at the theatre, paid with contactless, bartender says its the first transaction he's ever seen http://t.co/pzQ9vdtS #
• An afternoon at the theatre. Jolly cultural. Phones off now. http://t.co/jOwThFny #
• Sticking to greenbacks because of orbiting mind-control lasers spying on your contactless card? Better not read this http://t.co/BKV1V5hJ #
• I've never flown Ryan Air, and don't imagine I ever will http://t.co/IQXQQrsY #
• The "preppers"? http://t.co/8LqcXJ0r #
• "Cash is, most particularly, the enemy of the poor" http://t.co/yOJ3myPo #
• What? Harry Hill's leaving TV Burp! Nooooooooooooo…… http://t.co/2bto8QL0 #
• "No general but Ludd" love it RT @luddites200: 6th April 1812: Disturbances in Cornwall: … http://t.co/Jo76Yd0L #luddites200 #
• Why waste money on tamper-resistant hardware in mobile handsets? What's wrong with just using the mobile and password? http://t.co/k23DD16X #
• “@lmccracken05: I've Been Knocked Down, Now What?" call the National Accident Helpline? #
• What's going on with Barclays online banking? They say they've redesigned it, but I think it might be Eastern European hackers. #
• What was that you say? No need for tamper-resistant hardware in mobile handsets? Put the data in the cloud? Hhmmm…. http://t.co/O9OtvJup #
• #bbc #R5 heart-rending stories from teachers who wanted to retire at 55 — yeah, me too. #
• #FF journalists that I follow @michaelcross @vickeegan @charlesarthur @davidwolman @maggiephilbin #
• “@nfc_claire: @dgwbirch ended up sharing the stage with Richard Watson and mapping future of payments” — so they do have one then! #
• “@dngusev: Remittances between Russia and Tajikistan: branchless banking or branch-based nonbanking? http://t.co/iP91jJoa #CGAP #payments” #
• #bbc #watchdog go Rick Wakeman go! Hotel wifi charges in London are disgusting. It costs about 5p per day, according to provider. #
• #bbc #watchdog love it – you have to be mad to buy a seat in an airline "sale" – ignore them and check the seat pricing to see when it drops #
• The dawn of big data! RT @gflahive: Charles Babbage compiled a 'Table of The Relative Frequency of the Causes of Breaking Plate Glass'. #
• RT @ABWashBureau Do Mobile Payments Need More Regulation? http://t.co/Lb9oQPfB — Separate payments from banking! Irrelevant whether mobile! #
• Payments are fine, stop bothering us http://t.co/87gDETSO #
• "Mobile payments set to reach £591 billion by 2015" according to noted Swiss co-operative KPMG http://t.co/8tgVgyKQ (I think a trillion) #
• I'll be speaking about the challenge of digital ID for the 21st century at TEDxSussexUniversity 27th April http://t.co/RfSU59ME #psychicID #
• http://t.co/bXndlv09 "a $100 bill never gets "declined." — really? Try MacDonalds. #
• SkyNet is probing RT @Andrew_chazb: Major power cut and fire in London… what's going on? #
• Word of the week!! RT @mtiller: A married friend got herself on another man's lease just so she'd have a gas bill in her name #Infidentity #
• Vodafone has been down for two days in the Netherlands? Is this true? It must be like living in the late Iron Age over there. #
• Consult Hyperion are proud sponsors of Payments Council / Intellect 2nd Annual "Driving Change in Payments" Conference http://t.co/pt5c8zwI #
• RT @futureidentity: What do these four icons mean? — you should have gone to specsavers? #
• My article for "Financial World" on Finovate Europe 2012 is online http://t.co/QW0XXwLw #
• What! At @VEBCBS12 Richard Watson says the environmental footprint of digital transaction is greater than environment footprint of cash #
• Second favourite stat of the day RT @EdConwaySky Back in 1977 a 20p coin could buy you the equivalent of what a £1 coin would buy you today #
• But with MacDonalds is it really true that at US drive-throughs they predict what you are going to order from the car silhouette?? #
• My stat of the day from Richard Watson at @VEBCBS12 – a sixth of meals in America are eaten in cars. #
• What is the French for "tinfoil"? RT @btabaka: La prochaine carte bancaire sans contact est-elle vraiment sécurisée? http://t.co/pn9IZ72A #
• Settling down for a session on the future with Richard Watson http://t.co/ghrIdJ57 #
• RT @PRGauthier decreasing the wait time for a Big Mac by 10% during the Olympics is not creating a lot of value — I'm not sure that's true #
• Looks like a fun developer challenge, eh? http://t.co/D96LexxF (this is what Marc Brule was referring to at Digital Money Forum last week) #
• Well, Durbin… 15% of online retailers say they're paying lower fees on debit card transactions, 18% say more http://t.co/9ToXBb1k #
• "Cook, who confirmed the broad outlines of the [Walmart/Target m-wallet] plan…" Wow. RT @drew_freyman http://t.co/W67vghXf #
• Some more context — from CSFI Research Fellowship– for my talk at @VEBCBS12 this afternoon http://t.co/GVyGA9U9 #
• Samsung's "AdHub" http://t.co/8a4z2DRk #
• Hold on. Just why exactly did Martha race to get everyone online by 2012? In time for Dave's Big Brother Act? I think we should be told. #
• RT * Banks earn profit too easily because small number of large banks have monopoly http://t.co/JSFKIWtj Is this a) UK, b) USA or c) China? #
• You learn something new every day. The MacDonalds being built for the London Olympics will be the busiest restaurant in the world. #
• The thinking around Amazon's in-app payments play http://t.co/2EXV86sJ #
• Brilliant! Intergenerational warfare hots up as the age riots of 2025 come ever closer http://t.co/ihlH4bsH #
• Here's some background reading for my @VEBCBS12 talk today http://t.co/4twcRESL #
• Here's somethign @VEBCBS12 coffee-time discussion "US payments system failing to meet the needs of the digital economy" http://t.co/WUlWvhge #
• RT * "David Birch ( @dgwbirch ) to speak on Mobile Money for @canvas8 on 17 April http://t.co/yhGcBfmr” #
• Hi to all @VEBCBS12 say after me "identity is the new money, identity is the new money, identity is the new money…" #
• Been listening to "Highway to Hell" on the M11, but it was quite nice this morning #
• Have some backbone Clegg for Cliff and Noel's sake http://t.co/XnBuKQeI take a stand against the fileharing pyrates and Facebook trolls #
• Should the US have a Faster Payment Service like the UK? Of course it should http://t.co/U5WRF9Hp (what happened to ClearXChange?) #
• Gorgeous George is pure gold – I wouldn't be surprised to find that British newspaper industry were behind his election http://t.co/afqlNOh1 #
• Why are we waiting? http://t.co/9QUNMUx4 #
• Remember kids: USB stick plus porn plus Windows autoplay will always end in tears http://t.co/8lFixhFL #
• Me: "Why are you googling Barclays?". Son: "Because I rang the number on the card and it was bullshit, I couldn't get to a person" #
• Son just fell for scam. He googled "Barclays Customer Service" and got an ad for "Barclays Customer Service advice line 0904…" at £1.53/m #
• 1. Bank calls to check son's card use, 2. Son confirms online transaction legitimate, 3. Card is declined in F2F chip/PIN transaction. What? #
• "People really get excited when they come to the truck… It's not the typical POS that they see in a restaurant" http://t.co/Ut3lKj3w #
• Rob Brown, ARM http://t.co/5DDHxoeM #
• Identity is the new money, part 97. What to do with ATMs when the cash is all gone? Use them to dispense ID, of course http://t.co/JJYAyowR #
• via @griffaw Where do you keep the proceeds of cybercrime? In cash, of course http://t.co/AEiLSmdm #
• If you want to know what the ARM/Gemalto/G&D JV is all about, keep your eyes on the @chyppings podcast channel… #
• oh oh I know I know "Time for the hard e-drachma" RT @johnkeithhart: essay prize for how best to break up the euro http://t.co/E7rMaqWq #
• RT @CTD: Don't carriers block IMEI of stolen phones here? — yes, but apparently they don't in the US, which is what the article calls for #
• Is this true? Apple wont do anything about street robberies because that sells more iPhones? http://t.co/GWcWYdz8 via @sai #
• Google NFC guy leaves to join Square RT @gigaom: the Google Wallet exodus http://t.co/yezGL4wr #
• BBC R5 says 3% of coins in circulation are fake. #
• We are coordinating investment into the "superstitious fund" from #dmf2012 in UKP250 blocks so if you're interested let me know by e-mail #
• I've got an idea for some new EU legislation. I think we should be compensated for spending more than 30 minutes on hold to an airline. #
• I've been on hold to BA for 20 minutes, but it's an 0800 number so they're paying for their own inefficiency. Thus I don't mind. #
• #silverlining UK Govt webveillance would help apprehend Bitcoin robbers http://t.co/Q8hchWxY #
• Can I get a list of all the people who signed this? "Scrap Plans to Monitor all Emails and Web Usage – e-petitions" http://t.co/mx9mqrJY #
• For Cliff's sake @sirbonar please be firm with the naysayers – we need to monitor ALL web traffic or filehsaring pyrates will run rampant! #
• oh right @ruskin147 you just did – sorry! #
• RT @tnhh: Stop the UK from snooping on all our email and Facebook messages http://t.co/7U5Vtemu — time to start investing in SSL VPNs #
• Most UK consumers have never heard of mobile payments but they're still concerned about the security of them http://t.co/Z3PXfmuG #
• RUpay launched in India http://t.co/Kit8ps1u #
• Cheers Gordon, hic! RT @SmallCasserole: That image of Moet outside No. 11? It's from 2004: http://t.co/ukqDlt2z #
• oh dear “@tek_fin: RT @leimer: Banks & Retailers May Not Work Tgther on MPyments http://t.co/luA5UjQe < "the degree of animosity” #
• Only just caught up on this Congdon on Keynes vs. Hayek http://t.co/Rs1NBgWZ #
• Big Society in action RT @swindonadver: Centre’s joy at being five alive: A LEISURE centre saved from closure… http://t.co/enodaLYE #
• Let's have more thinking like this boost to lawyers to help Baronet Osborne's plan for an export-led recovery http://t.co/hGJsoFbi #
• Tom's useful guide to the Romniverse for us foreigners http://t.co/ZOiY39Xc #
• This is how is should be reported: "Over 100m lottery losers" http://t.co/avuSX5OA #
• Entreprenurial tip for Surrey Police plc – don't arrest drug dealers on their way in, but on their way out http://t.co/tXDYLQ7C #welovecash #
• Texas introduces business-class freeways: 80mph limit, but only if you pay. Time for business-class lane on the M25? http://t.co/Riwjg4Nw #
• Come on UK state-owned banks – why not go the whole hog and put Monopoly money into ATMs ! The medium is the message http://t.co/0Z5nV4CK #
• Counterfeit notes down 40% in Kenya – any connection with M-PESA? http://t.co/7sk2CAHO #
• "As of Saturday evening, Girls Around Me has been yanked from the iOS App Store." Phew! Well, that's that problem fixed then. #
• And the best bit is that they have to use their real names. Thanks Randi! http://t.co/9P3OwFjO Otis' dream app! http://t.co/TKe02LpH #
• Why the **** are these ****** Fedexing personal data? http://t.co/UlvpeF1B If only there were some sort of data network connecting CA and CO #
• "One member of the audience didn’t wear a black suite. He had a grey one." I've always been a rebel http://t.co/MlBHqS7g #
• Ouch! "$1.4 billion in fraud from a substandard system that rewards the banks and punishes the retailer" http://t.co/o2KHQPuY #
• Big Content get their wish – web pyrates on the run in France. Result: content sales go up. No, wait… I mean down http://t.co/yjueGdP8 #
• Can an Aussie tell me if this is true? Comment at 10:32 http://t.co/TRskFMvR supermarkets ban… after 1 and 2 cent coins abolished? #

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Last week on Twitter

• Anyone using knowledge-based authentication (KBA) should be prosecured for conspiring to breach data protection laws http://t.co/q2ZJfeTc #
• April Fool! No, wait, this actually happens “unelected judges and lawyers mandate… costly social spending? http://t.co/XxrWIxnU” #
• Well, congratulations Woking Council. Due to your communist anti-car policies, this will be the last Sunday breakfast meeting for our group #
• Hilarious. Reviewers on Radio 4 can't tell the real news from April Fools. We're through the looking glass, people… #
• Why did Gorgeous George, by the Grace of God M.P. for Bradford, support the Godless Soviet Union? http://t.co/G1ydnxnu #
• GGOOOOAAAAAAAALLLLLLLL! #
• RT @sjl "The reason for the stagnation? Our payments system is controlled by Canada’s major banks…" http://t.co/0CqB90Pi #
• Now Super Mario is fighting with Kolarov. This is a disaster. Why didn't Mancini put Tevez on for Balotelli? #
• WTF has happened to the Blues? #
• Hhhmmm… what do we think? British Gas are offering to fix prices until 2015 for a 7.1% premium on standard tariff. #
• I'm dreading tomorrow. In our collapsing society, it is absolutely impossible to discern April Fool stories from the actual news. #
• China Radio International 2012-03-30 "Cashless Society" http://t.co/CLTdpMKE #
• Bloody consultants going over to Poland and taking all of their jobs http://t.co/LaFlbNK6 #
• This is how the govt tell us what it thinks about us RT @AjitJaokar: Uk arrivals for british passport one hour queue at term 5 immig! #
• +1 RT @rshevlin: @chris_skinner Why stop at big 4? Tell Scott we should break up all banks w/ >$10b in deposits and see if he goes for that. #
• #bbc2 Mastermind -Tie Break! gripping stuff! #
• This is why we call it Great Britain http://t.co/jCZFUUzd #
• A client is interested in content management system that can be used to generate e-mail, texts with URLs, PDFs and web. Any suggestions? #
• Look, how many more times, it doesn't matter because you can't buy stuff online without the card. No, wait… http://t.co/6rtIlXtz #
• Take the Met off of hacking and get some lawyers to do the trawling on behalf of celebs instead – celebs can easily fund this from winnings #
• British justice in the best in the world but… Now that the Donna Airhead defence is on the books, I expect the crime rate to soar. #
• At last. The voice of reason on contactless cards. It turns out that our reptilian masters can read our brains anyway http://t.co/PtXx9taB #
• “@geoffwhite247: We bought the shielded wallet…" I wonder if they work? Here we are in 2006 http://t.co/tgyF0ZKS #
• “@danmux: @geoffwhite247 my son unlocked my face-locked phone with a photo of me” — simple! Cover your face with tin foil #
• Oh no @geoffwhite247 Pay-By=Face http://t.co/PHf3yK3L but _anyone_ can see my face #
• #FF last five people I started following @finhstamsterdam @geoffwhite247 @webisteme @debbiegamble1 @maijapalmer #
• I hate living in a country where the petrol station has a security guard marshalling traffic #
• That's the great thing about modern Britain, you can work online while sitting in a huge third-world style queue for petrol. #
• How did I get talked into a business breakfast this morning? Yum breakfast #
• Wouldn't you get out of this business? "costs of making the penny and the nickel are more than twice the face value" WSJ #
• Amazon featured on BBC1 Watchdog for ignoring AVS and CVV #
• Many thanks RT @griffaw Congrat… fascinating 1st digital money forum for me. Much food for thought. What an eclectic speaker mix #dmf2012 #
• “@debgamble1: need a 'tweeter meter' so audience can contribute to the voting at the Art of Money, #DMF2012
  

Last week on Twitter

• “@alexvans: The old team reassembled at #Beeb30 – Turner, Toop, Curry, Furber, Hauser, Hopper, Wilson http://t.co/47CqwRqk” nice pic #
• much too kind, but tx “@petervan: Thought leaders in digital money and digital identity > nice program by @dgwbirch http://t.co/33sgKA1i” #
• We're on our way to Wem-ber-Ley!!!!!!! http://t.co/vNBlhdNW #
• We're on our way to Wembley, we're on our way to Wembley, tra-la-la-la, tra-la-la-la! up the Robins! Paolo's red and white army on the move! #
• RT @fcerullo: Barclays card users exposed to fraud — apparently they print the name, expiry and PAN on the card where anyone can read them! #
• New Visa contactless ad with Bolt gets thumbs up from assembled teenagers #
• “@GraphicGuardian: Paolo di Canio's Swindon Town trip to Wembley on Sunday http://t.co/Nj80rlco #visualisation